• The case for financial wellness

    Financial planning can seem so complicated that people are intimated by it.

  • The case for financial wellness

    Financial planning can seem so complicated that people are intimated by it.

We simplify the problem so employees can take control

We‘re facing obstacles that our grandparents didn’t face.  Planning for retirement often fell on companies with a defined benefit plan.  It wasn’t until the 1970’s when responsibility to plan for retirement shifted from companies to the individual participant.  With no formal education on personal finance & very few unbiased resources, we now expect people to know how to plan for the what-if’s of life.  It’s a complex task.

We have to navigate three major risks:

Risk 1:

People must figure out how much they need to save for retirement.

Risk 2:

People must know how to efficiently invest their money.

Risk 3:

People must know how to withdraw their money so they don’t outlive their assets.

and those three risks are just the beginning…

People also need education on combating:

TAXATION

HEALTH CARE COSTS

INFLATION

STUDENT DEBT

MARKET VOLATILITY

LONGEVITY RISKS

FEES

FAMILY CAREGIVING

NOT STARTING EARLY

LOW INTEREST RATE ENVIRONMENT

EMPLOYMENT CHANGES

SOCIAL SECURITY UNCERTAINTY

Who’s your financial sherpa?

Learn more on how we can help

Who’s your financial sherpa?

Learn more on how we can help

Helping workers manage their finances can reduce stress & raise productivity

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